You were injured in a workplace accident and successfully applied for workers’ compensation benefits. Does it mean that your hands are tied and you can’t earn an income until you’ve fully recovered? Will working jeopardize your benefits?
If you have such concerns, it’s important to understand how things work to make decisions that safeguard your interests.
You can work within your medical restrictions
Workers’ compensation is designed to cover your medical treatment and a portion of your lost wages if you’re unable to work because of a job-related injury or illness. That said, it doesn’t mean you can’t work at all while receiving these benefits.
If your doctor clears you for light-duty or modified work, your employer may offer you a different role that fits within your restrictions. For instance, someone who hurt their back lifting heavy equipment may take on administrative tasks instead. It’s worth noting that turning down a suitable position offered by your employer that matches your medical restrictions could put your benefits in jeopardy.
You may also take on part-time or alternative jobs outside your regular employment if your employer cannot provide less demanding duties. However, any work you do must comply with your doctor’s treatment instructions.
Report any income you earn
You must report all earnings you receive while on workers’ compensation benefits to your employer’s insurance carrier or the Virginia Workers’ Compensation Commission. This is because your benefits are calculated based on your lost wages. Withholding this information is considered fraudulent, and you risk losing your benefits or even facing legal action.
Take informed action
Workers’ compensation is there to support your recovery, not to hold you back. If you’re considering working while receiving benefits, seek personalized legal guidance to protect your benefits and avoid mistakes that could put your financial security at risk.
