If you’ve been hurt at work, you might be worried about how you’ll take care of your children while you heal. The good news is that workers’ compensation can help. This system is meant to protect workers who get injured on the job, and it includes help with money and medical care. That support can help you keep food on the table and care for your kids while you recover.
Workers’ comp can cover part of your lost wages. This means if you can’t work because of your injury, you may still get a portion of your paycheck. The amount is usually about two-thirds of what you normally earn, up to a certain limit. While it may not be your full income, it can help you pay for rent, groceries and other important bills. This can make a big difference when you’re trying to support your family.
Workers’ comp also pays for your medical treatment. You won’t have to worry about paying for doctor visits, surgery or physical therapy out of your own pocket. That way, you can focus on healing without adding money worries on top of your injury.
In some cases, if your injury is very serious and you can’t return to your old job, workers’ comp may help with training for a new job. This can help you get back on your feet and keep providing for your children in the long term.
Taking action
It’s important to report your injury to your employer right away and to file a claim as soon as possible. If you wait too long, you could lose your right to these benefits. Sometimes claims are denied at first, but that doesn’t mean you’re out of options. A skilled legal team can help you fight for the money and care you deserve.