Many workplace injuries only result in a day or two of missed work, if that. However, for a small minority of injured workers, a workplace incident will lead to a much longer leave of absence, as well as medical costs.
If you will miss at least seven days of work, you may potentially qualify for temporary total disability (TTD) benefits during your convalescent period. The better you understand how Virginia manages workers’ compensation benefits, the easier it will be for you to plan and budget for the benefits you can receive once the and budget for the benefits you can receive after you apply for workers’ compensation.
Temporary total disability pays a portion of your average weekly wage
If you will miss more than a week of work and your condition is bad enough that your employer cannot accommodate you to return while you heal, TTD benefits may be necessary for your financial solvency during your recovery. Under Virginia law, you can receive 66-2/3% of your average weekly wages starting after that seventh missed day.
You can even get paid for the first missed week of work if your time off extends to 21 days or more. However, the state does have a maximum benefit, which means that high earners may receive less than two-thirds of their average weekly wage.
Adjusting your budget for an income one-third lower than normal, but it is better than having no income whatsoever. Getting help with your application and with any necessary appeals will protect you and your family from the financial hardship that often comes after a workplace injury.