When you receive an injury at the workplace, you may be eligible for worker’s compensation from your employer. Worker’s compensation can cover medical costs and lost wages, taking some of the burdens off your shoulders during a difficult rehabilitation period.
But what happens if you sustain an injury and the responsible party isn’t your employer? Can you still file a worker’s compensation claim?
The answer is, yes, you can. This is known as a third-party worker’s compensation claim. There are a variety of situations in which a third-party claim can be applicable, including:
- Manufactory defects – A third-party claim may be applicable if you receive an injury due to faulty or malfunctioning equipment such as a machine or chair.
- Motor vehicle accidents – If you’re on the road for a business trip and a drunk truck driver hits you, you may be eligible for compensation. You can receive worker’s compensation from your employer and can also file for third-party claims against the truck driver and his company.
- Other negligent incidents – If you slip and fall on a wet floor that doesn’t have proper signage, you may be able to file a third-party claim against the janitorial service.
Third-party worker’s compensation can apply in many different situations. It may be challenging to know when you’re eligible to seek third-party claims, or even if you have cause to receive regular worker’s compensation. In some cases, you may qualify for both, which can also make things confusing.
If you’re worried about receiving the proper benefits after your accident, it’s essential to consult with an experienced worker’s compensation attorney. They can help you through the complicated process and provide you with what you need to get through your injury.